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Emergency FundHow to Create an Emergency Fund for Those Hard Times...

Crises... You know they're going to happen. They always do. You are sailing along fine in your little world and them BOOM! All of a sudden, something happens to pull the rug out from under you and you are left sitting there, basically helpless,  not knowing what to do or how you will get through the crisis that has just occurred. These are the times that that good ole 'Emergency Fund' will come in useful.

Some people may question the necessity of having an emergency fund. After all, is it really necessary? How do you go about it? Does it need to be a huge amount? Here are some ideas and suggestions that should help answer these questions.

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Don'f Fall for the trap!"Get An Online Degree!" - It's a Trap!

You hear it all the time... "Get your degree online!".

Well, I did just that... went to school at [***********] to get an online degree.  I spent 6 valuable years getting a degree that I thought would allow me to make a difference, help people, do some good in the world.   I got my Bachelors of Science in Criminal Justice and my Masters degree in Homeland Security and Emergency Management (These were degrees that I THOUGHT would almost ensure me a career).  Did pretty good in them, too...

So, What Happened?

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